The best investment you will ever make
For most Canadians, purchasing their own home is the best financial decision they will ever make. The long-term effect of investing in your own home (and not someone else's mortgage), builds equity and wealth for the future.
Buying a home in 2008
Vancouver is and will always be a very popular place to own a home. As such, it can be very expensive and thus quite frustrating to find a suitable property. If you are on the sidelines waiting for prices to drop, keep in mind, it is your time in the market as opposed to timing the market that makes all the difference. Buying something a little older or a little smaller, while not ideal, is a fantastic first or second step toward owning the home you've always wanted.
Helping you every step of the way
I take great pride in helping people achieve their goal of home ownership. My top priority is to make sure that your buying experience is pleasant, cost-effective and above all, successful. My job as your realtor is to ensure you make an informed and knowledgable decision. Over the years, I have negotiated the purchase of hundreds of single family homes, townhouses and condos on behalf of my clients. You can trust my experience to get the job done right.
You will never overpay for a property
Perhaps the greatest fear people have when buying real estate is paying too much. I provide exhaustive market research to help you determine what is fair market value for the home you'd like to buy. I also ensure your offer contains the correct subject clauses (including an appraisal), that protects your interests and ensure you will never pay more than what the property is worth.
Financing
Most people will require a mortgage to allow them purchase their new home. As everybody's circumstances are different, it is a good idea is to find a mortgage advisor who gets to know you and your financial situation.
If you are serious about buying a home, you'll want to seek a pre-approval from your broker or bank. A pre-approval will allow you to view properties with confidence that should you find something you like, you are able to make an offer knowing the financing will be approved. Please note, a pre-approval is much different than being pre-qualified. A pre-qualification is nothing more than a rate hold with no verification. A bank will not grant a mortgage based upon a pre-qualification.
Sutton Centre In-House Mortgage Brokers:
Jon Hsu, Hewitt Financial Services, Ph. 604-307-6299
Joe Durakovic, TD Canada Trust, Ph. 604-880-1672
Keeping track of the market
I can help you keep abreast of the market conditions, even if you are not thinking of buying at this time. Around the first of the month, I email the Real Estate Insider newsletter to all of my current and future clients. It's an update on Vancouver's real estate market conditions and trends. If you would like a copy, just email me at cmckee@sutton.com. No obligation.
